10,000 Avios Sign Up Bonus for LTSB Premier Credit Cards

TWO OPTIONS:

Free card
1 per £1 on the Amex
1 per £5 on the Mastercard (you get both)
double miles abroad (though not sure what fees are like)
2k sign-up bonus when you spend £500/month for the first 3 months

OR

Fee card (£25 in Year 1, £50 after)
1.25 miles per £1 on the Amex
1.25 per £5 on the Mastercard, double miles abroad (2.5 per £1)
2-4-1 voucher when you spend £15k VALID ONLY IN Economy,
10,000 Avios sign-up bonus when you spend £500/month for first 3 months

http://www.lloydstsb.com/credit_cards/premier_duo_avios.asp

I was thinking about it VK.

What are the main benefits of this against the BA Amex card?

Seems only of use if you don`t want to pay the higher fees on the BA Amex card and are not concerned over earning a few less miles and don`t use 2-4-1 in anything other than economy.

Unless you just need a back up Mastercard for those few times that you cant use Amex somewhere.

Personally i went for the Tesco Clubcard Mastercard for that route though..

It’s more like £25 for 11,875 vs. £207 for 12,000 as the cc spend requirement doesn’t “cost” you anything – assuming you have a reasonably large cc spend every month – especially as the sales loom large in January.

A quick look on the BAEC website for a European flight shows that 4,500 avios would be required, or only 2,250 plus £25. This means that 12,000 avios costs around £133. A lot cheaper than just buying 12k for £207.