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What is it with Travel Insurance?

It is generally accepted that we are all living longer and healthier lifes. The consequneces of this are that retirement age has been abolished and pensions will be paid later and later in life.

Yet travel insurnace stops when your 70! Why?

Are 70 year old globe trotters less healthy than the rest of the population? Are they more likely to die young that those that sit at home?

Seems odd….can anyone explain why?