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PatJordan
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NTarrant makes a good point: there is little difference in the amounts he mentions, but it is really a matter of principle. However, a differential in excess of 2% is significant when applied to a large amount. Just imagine a profit margin increase of 2%….the bean counters would jump for joy.

Wasn’t there an old saying “look after the pennies and the pounds look after themselves”??

OK, I know I’ve gone away from the main thread here, but I wanted to make this point before anybody criticised his post.

Pat.