I have just seen your thread and think that i might be able to help you. I have 20 yers of experience in helping people with exactly the kind of questions and issues that you outline above.
I would be very happy to help you if I can and would be delighted for you to get in touch with me privately. the site administrator can take this message as my permission for him to let you have my private email address.
I look for ward to hearing from you.