I was only ever stopped once and asked how much cash I had in terms of maximum amounts. That was as DTW many years ago.
In my younger days I was stopped regularly at borders and asked whether I had ENOUGH cash on me to support my stay……..
Seriously, I find this thread disturbing and it’s hard not to agree with Disgusted about the way the UK is becoming.
In general I try to travel with as little cash as possible and, as others have noted above, then use credit cards or ATMs in the host country. We have a stack of envelopes in a drawer with loose change and odd bank notes from about 20 countries, but nothing substantial, which I suppose suggests that my strategy works for me, in terms of avoiding Bureaux des Changes (I hope that’s the correct plural form) at least. The strategy also reduces the amount of seldom-used Taiwanese Won and Bosnian Convertible Marks one ends up left with, which is a further bonus!
The one hassle is, of course, remembering to tell your bank that you are going abroad in advance, so they don’t block your card. I had all kinds of difficulties trying to explain to my bank (at, needless to say, an offshore call centre) that I would be in two countries in one day and therefore a single country authorisation was not adequate. I also pointed out that if I rang Debit Card Services at that Bank (which doesn’t use a call centre) as opposed to the normal customer “services” (intentional parentheses), they would authorise my cards for the whole of Europe, a fact seemingly unknown at the call centre!
In the end I rang the UK number and had no problem in having my cards “authorised” for the whole of Europe for up to a month.
No wonder some people prefer cash (even if it is a bit weird, Lugano!).